ein,name,tax_period,posting_year,city,state,ntee_code,total_revenue,contributions,program_revenue,total_expenses,program_expenses,fundraising_expenses,salaries_total,highest_paid,highest_paid_name,employees,volunteers,donation_share_pct,program_ratio_pct 541837741,MONEY MANAGEMENT INTERNATIONAL INC,2018-12-31,2019,Stafford,TX,P51,52195181,6734990,30497954,47388298,26095575,770424,33341578,961582,IVAN L HAND,515,5,12.9,55.1 330656671,SPRINGBOARD NONPROFIT CONSUMER,2018-12-31,2019,Riverside,CA,P51,17395786,1734879,15193379,18368367,13413346,218941,13037894,355310,TODD EMERSON,223,0,10.0,73.0 330770440,INCHARGE DEBT SOLUTIONS,2018-12-31,2019,Orlando,FL,P51,16065326,5069604,10937460,15466298,14004459,21142,5261865,318051,ETTA W MONEY,122,8,31.6,90.5 452458485,USA Homeownership Foundation Inc,2018-12-31,2019,Corona,CA,P51,8681051,5000607,4028719,8932213,8142772,525756,321957,88145,Son Nguyen,11,320,57.6,91.2 562106758,CONSUMER EDUCATION SERVICES INC,2018-06-30,2019,Raleigh,NC,P51,8538797,1900594,5070470,9011799,7467659,0,4377618,85362,STEVE COLE,87,16,22.3,82.9 043337726,CAMBRIDGE CREDIT COUNSELING CORP,2018-12-31,2019,Agawam,MA,P51,7409173,598318,6809805,7146367,5224875,0,4494319,291138,CHRISTOPHER A VIALE,80,,8.1,73.1 364060853,Family Credit Counseling Service,2018-12-31,2019,Chicago,IL,P51,6344734,408109,5761609,5369776,4088902,58215,3019540,350336,Michael McAuliffe MS,80,0,6.4,76.1 462252476,SOUTHWEST ECONOMIC SOLUTIONS INC,2018-09-30,2019,Detroit,MI,P51,5357693,5179381,162182,4503162,3727318,0,2037939,0,LUIS GARCIA,59,11,96.7,82.8 912156504,DEBTWAVE CREDIT COUNSELING INC,2018-12-31,2019,Escondido,CA,P51,5058077,516552,4581671,5237366,4526515,0,1961578,165029,MICHAEL MARSDEN,57,75,10.2,86.4 223569885,CONSUMER CREDIT AND BUDGET,2018-12-31,2019,Marmora,NJ,P51,4820770,425676,4395077,4804885,4567656,0,1220593,132799,RUSSELL E GRAVES,29,0,8.8,95.1 416045574,FAMILYMEANS,2018-12-31,2019,Stillwater,MN,P51,4368368,1821921,2427543,4637207,4012678,276505,2946151,143283,ARBA-DELLA BECK,71,271,41.7,86.5 911163554,NORTH SEATTLE COMMUNITY COLLEGE,2018-06-30,2019,Seattle,WA,P51,4352718,1502162,2516323,4251793,3872113,0,2151219,158970,CINDY R SEREMEK,54,2,34.5,91.1 820491267,DEBT REDUCTION SERVICES INC,2018-12-31,2019,Boise,ID,P51,4148985,320301,3828469,4102590,3525343,0,2537141,297092,JOSEPH T CESTARO,69,,7.7,85.9 382111435,NATIONAL ASSOCIATION OF INVESTORS,2018-09-30,2019,Troy,MI,P51,2698844,3699,2044862,2748907,2332498,0,1467151,176775,KATHLEEN ZARACKI,20,655,0.1,84.9 160972260,Consumer Credit Counseling Service,2018-12-31,2019,Rochester,NY,P51,2592534,428411,1943978,2713081,2356631,0,1585263,119320,Jason Tracy,30,15,16.5,86.9 260678503,ABACUS CREDIT COUNSELING,2018-12-31,2019,Encino,CA,P51,2582535,0,2168240,2038983,1737231,0,1366720,240840,LAURA AHART,37,,0.0,85.2 202870155,Debt Education and Certification Foundation,2018-12-31,2019,Benbrook,TX,P51,2178266,0,2153613,2250625,1486607,0,1546808,164200,Doug Tonne,28,4,0.0,66.1 814607977,CASH CAMPAIGN OF MARYLAND INC,2018-06-30,2019,Baltimore,MD,P51,2147953,2041137,94467,1197993,1009524,10365,719956,0,SHELDON CAPLIS,0,250,95.0,84.3 135562239,HEBREW FREE LOAN SOCIETY INC,2018-06-30,2019,New York,NY,P51,2119202,1552296,0,1898851,1424543,211206,1264452,201108,DAVID ROSENN,12,1,73.2,75.0 382956171,CHRISTIAN CREDIT COUNSELORS INC,2018-12-31,2019,Sanford,NC,P51,2083458,200879,2872341,2500763,1627603,0,1423635,237042,GREGORY MCTAGGART,21,,9.6,65.1 251201741,ADVANTAGE CREDIT COUNSELING,2018-12-31,2019,Pittsburgh,PA,P51,2010672,1290013,700803,2487510,1846775,7617,1482087,178054,GARY J VOLLMER,28,,64.2,74.2 824081482,Leading for Kids,2018-12-31,2019,Redwood City,CA,P51,2001368,2000000,0,560930,490430,21479,383777,370161,David Alexander,1,3,99.9,87.4 460358693,BLACK HILLS CHILDREN'S RANCH INC,2018-12-31,2019,Rapid City,SD,P51,1925446,0,1918529,1960992,1762451,0,913019,110050,LACA OSSENFORT,36,,0.0,89.9 200152720,INCHARGE EDUCATION FOUNDATION INC,2018-12-31,2019,Orlando,FL,P51,1778603,670907,906037,856123,733375,0,446861,6696,ETTA W MONEY,7,1,37.7,85.7 522113016,MARYLAND CAPITAL ENTERPRISES INC,2018-09-30,2019,Salisbury,MD,P51,1657253,1215190,45392,768301,661952,0,378407,65565,GEORGE KOSTE,11,0,73.3,86.2 470863848,ALMA FINANCIAL ASSISTANCE CORP,2018-06-30,2019,Deerfield Bch,FL,P51,1576107,0,1576107,1552050,1361043,0,991269,162972,ALBERTO LARREA,23,0,0.0,87.7 160909583,CONSUMER CREDIT COUNSELING SERVICE,2018-12-31,2019,West Seneca,NY,P51,1556577,315971,1231606,1545378,1446422,0,991450,125825,PAUL ATKINSON,18,19,20.3,93.6 134011201,SAFEGUARD CREDIT COUNSELING,2018-12-31,2019,Northport,NY,P51,1470687,717020,753667,1436552,1397404,0,945611,201000,MICHAEL J SMITH,12,,48.8,97.3 593548266,CONSUMER DEBT COUNSELORS INC,2018-09-30,2019,Winter Park,FL,P51,1432416,107314,1325102,1361010,1239193,0,932582,0,GEORGE JANAS CLU CHFC FICF,21,0,7.5,91.0 421301505,CONSUMER CREDIT OF DES MOINES,2018-12-31,2019,Des Moines,IA,P51,1416434,147732,1257549,1510230,1074072,0,903827,156883,THOMAS COATES,18,5,10.4,71.1 561056077,CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC,2018-06-30,2019,Asheville,NC,P51,1282173,1099732,175000,1102833,960924,35464,815146,95910,Celeste Collins,18,17,85.8,87.1 204203798,REAL ESTATE EDUCATION AND COMMUNITY HOUSING INC,2018-12-31,2019,Tampa,FL,P51,1245405,0,1245405,1035168,548182,0,495673,188840,,11,,0.0,53.0 203413292,ALLEN CREDIT AND DEBT COUNSELING,2018-06-30,2019,Wolsey,SD,P51,1243430,0,1241846,1281358,842550,0,697755,186780,GLENN JUNGEMANN,22,,0.0,65.8 470751100,CREDIT ADVISORS FOUNDATION,2018-12-31,2019,Omaha,NE,P51,1075623,445935,518068,1037640,1013845,0,563597,120340,ELEANOR HOHMAN,16,,41.5,97.7 261151754,EARN TO LEARN,2018-06-30,2019,Tucson,AZ,P51,996617,378995,626606,1078105,794966,87219,879031,48997,KATHERINE L HOFFMAN,25,20,38.0,73.7 453064996,COMMUNITY ENTERPRISE,2018-09-30,2019,Aurora,CO,P51,914015,796268,108973,559732,419759,31937,400361,91704,ALEXANDRIA WISE,6,7,87.1,75.0 582515058,D&E A HOUSING & ECONOMIC EMPOWERMENT CENTER INC,2018-12-31,2020,Forrest Park,GA,P51,885101,869107,15994,1206785,1074504,0,12912,77727,CARRIE T HARRIS,0,,98.2,89.0 043638828,CONSUMER CREDIT COUNSELING FOUNDATION,2018-12-31,2019,Livermore,CA,P51,875035,0,874989,937569,863216,0,529534,0,TONY JUDGE,17,,0.0,92.1 363185383,CONSUMER CREDIT COUNSELING SERVICE OF,2018-12-31,2019,Woodstock,IL,P51,815460,706669,105988,833691,706547,56858,576078,44691,VIRGINIA PESCHKE,20,0,86.7,84.7 421078435,CENTER FOR SIOUXLAND,2018-12-31,2019,Sioux City,IA,P51,770838,485419,196964,832553,753268,0,551062,56309,JONETTE SPURLOCK,15,55,63.0,90.5 383844292,AMERICAN FINANCIAL EDUCATION ALLIAN,2018-12-31,2019,Matthews,NC,P51,707229,430785,69381,642565,518446,0,418105,80363,JAMES MCCLANAHAN,19,19,60.9,80.7 391700758,THE ADVOCACY PROGRAMS OF FAMILY SERVICE,2018-12-31,2019,Sheboygan,WI,P51,693747,1688,670957,758141,459520,0,619608,55474,WAYNE GRIESBACH,19,0,0.2,60.6 650848095,NATIONAL BUDGET PLANNERS OF S FL INC,2018-12-31,2019,Livermore,CA,P51,654663,0,654663,698678,499684,0,415331,137721,PORUS ENGINEER,11,,0.0,71.5 237364664,RUSHMORE CONSUMER CREDIT RESOURCE CENTER,2018-12-31,2019,Rapid City,SD,P51,580809,287808,157667,611129,497923,4322,402789,67804,BONNIE SPAIN,7,15,49.6,81.5 061833489,QUALITAS OF LIFE FOUNDATION,2018-12-31,2019,New York,NY,P51,559068,569702,0,529601,220384,183377,346584,0,RUSSELL BYRES,28,15,101.9,41.6 232754268,CREDIT COUNSELING CENTER,2018-12-31,2019,Richboro,PA,P51,550003,322258,226429,454713,365783,9187,363932,113775,JOAN READING,7,11,58.6,80.4 473407325,FINANCIAL LITERACY INTERNATIONAL INC,2018-12-31,2019,Hollidaysburg,PA,P51,534333,534333,0,517664,509171,0,0,0,CLYDE ZIMMERMAN,1,21,100.0,98.4 203530960,Financial Beginnings,2018-06-30,2019,Portland,OR,P51,521697,320823,200682,559375,453205,42509,357516,119251,MELODY BELL,12,,61.5,81.0 821204068,AMERICAN FINANCIAL STEWARDSHIP,2018-12-31,2021,Las Vegas,NV,P51,499445,460995,38450,163,163,0,0,0,ANDREW T MATHIS,0,0,92.3,100.0 113603198,AMERICAN DEBT RESOURCES INC,2018-12-31,2019,East Northport,NY,P51,479763,348855,130805,462018,208575,0,339761,115364,CHRISTIAN MORIARTY,9,,72.7,45.1 390808501,FAMILY SERVICE ASSOCIATION,2018-12-31,2019,Sheboygan,WI,P51,479610,148278,285185,634472,449243,17883,490714,27859,WAYNE GRIESBACH,18,0,30.9,70.8 061613212,NEW HAVEN HOMEOWNERSHIP CENTER INC,2018-12-31,2019,New Haven,CT,P51,473280,232645,191214,804552,655655,69057,662159,0,DR JAMES PALEY,0,,49.2,81.5 203852230,HOUSING FOUNDATION OF AMERICA INC,2018-12-31,2019,Pembroke Pines,FL,P51,444552,387863,56689,420359,352866,0,225946,0,CHESTER BISHOP,7,,87.2,83.9 270935978,BILL PAYMENT SUPPORT SERVICES,2018-12-31,2019,Andover,MN,P51,390405,0,389613,301190,242809,0,200475,107000,SALLY BABCOCK,5,,0.0,80.6 273210708,GOLDEN CARE SERVICES INC,2018-10-31,2019,De Pere,WI,P51,376616,0,377099,382431,330037,0,290702,67895,RUTH HOLMES-ZYCH,6,0,0.0,86.3 232708823,AMERICAN CREDIT COUNSELING INSTITUTE INC,2018-12-31,2019,Andreas,PA,P51,371267,371267,0,331855,331855,0,243659,83280,ROBERT EWING,6,3,100.0,100.0 251694818,MARANATHA MINISTRY INC,2018-12-31,2019,Waynesboro,PA,P51,368752,323311,45419,370767,296613,0,117811,17459,,10,,87.7,80.0 200253826,B & B PAYEE SERVICES,2018-12-31,2019,Ypsilanti,MI,P51,366017,0,364522,360190,360190,0,264804,101500,Bobby J Johnson,8,0,0.0,100.0 271997250,RESOURCE OVERSIGHT AND GUIDANCE SERVICES INC,2018-12-31,2019,Orange,CA,P51,357823,11904,345919,319899,,0,202863,110833,DEAN REYBURN,3,,3.3, 362527543,STREATOR AREA UNITED WAY INC,2018-12-31,2019,Streator,IL,P51,293092,291247,0,287919,218835,0,41709,33260,MARGARET HOGAN,4,,99.4,76.0 770403414,American Representative Payee Services Inc,2018-06-30,2019,Fresno,CA,P51,289377,0,289377,300026,300026,0,152545,87500,John Prestridge,6,3,0.0,100.0 223226765,ASSOCIATION OF INDEPENDENT CONSUMER,2018-12-31,2019,Boca Raton,FL,P51,250219,12000,238207,209504,161765,0,114800,100200,LORI POLLACK,1,9,4.8,77.2 364552773,COMMUNITY LIFE LINE,2018-12-31,2019,E Saint Louis,IL,P51,236061,236061,0,257720,257720,0,112597,10000,WYVETTA GRANGER,7,75,100.0,100.0 204797670,AREA PAYEE SERVICES INC,2018-12-31,2019,Cedar Rapids,IA,P51,211196,0,210556,204673,204673,0,0,0,DONALD MORIARTY,0,4,0.0,100.0 251786339,PENNSYLVANIA CREDIT UNION,2018-12-31,2019,Harrisburg,PA,P51,202257,114699,18550,195325,157545,22767,0,0,KATHLEEN FEY,0,17,56.7,80.7 912061723,Consumer Education and Training Services,2018-12-31,2019,Seattle,WA,P51,201562,176995,5000,135445,107566,0,115398,96500,Tony Leahy,0,,87.8,79.4 810586688,SHINA Inc,2018-12-31,2019,Lanham,MD,P51,189793,189793,0,189707,173724,0,0,0,Jessica Kamala-Mushala,0,,100.0,91.6 270996214,PEOPLE FIRST PAYEE SERVICE,2018-12-31,2019,Grand Rapids,MI,P51,189763,0,189763,185262,184747,0,0,0,BURT EILERS,0,,0.0,99.7 300001456,THE MASSACHUSETTS 911 FUND INC,2018-12-31,2019,Boston,MA,P51,186515,177047,0,205872,154728,0,76637,0,MARGARET HATCH,1,50,94.9,75.2 260879978,Genesis Housing Services,2018-09-30,2019,Higley,AZ,P51,177664,0,177145,123893,104179,0,96885,66000,Tim Hensley,2,,0.0,84.1 562430072,THEATRE IN THE PARK INC,2018-12-31,2019,Petersburg,IL,P51,174370,146053,5037,173448,159183,3221,54363,15000,KARI CATTON,17,,83.8,91.8 275464424,MARION MATTERS INC,2018-12-31,2019,Marion,OH,P51,157813,149390,0,190768,187534,0,77663,41500,HEIDI JONES,5,,94.7,98.3 760707546,INSTITUTE FOR FINANCIAL LITERACY INC,2018-12-31,2019,Portland,ME,P51,156227,3563,151012,153590,138895,3433,68641,49161,RACHEL GORDON,3,0,2.3,90.4 521755086,MAKING CHANGE INC,2018-06-30,2019,Columbia,MD,P51,148396,132438,3150,222774,168028,15031,169859,25002,MICHAEL LEE,7,0,89.2,75.4 742901771,TRUSTEES EDUCATION NETWORK INC,2018-09-30,2019,Columbia,SC,P51,124085,0,119468,140105,99671,0,0,0,FRANK PEES,0,0,0.0,71.1 753070026,INCREASING HOPE,2018-12-31,2019,N Charleston,SC,P51,118156,81241,34023,162656,107279,15054,76028,29716,DOROTHEA BERNIQUE,5,7,68.8,66.0 472214397,REDBUD FINANCIAL ALTERNATIVES INC,2018-06-30,2019,Hazard,KY,P51,76276,32308,3968,118095,88149,0,0,0,RUSSELL OLIVER,0,,42.4,74.6 464126250,BARDICHEV REVIVAL INC,2018-12-31,2019,Brooklyn,NY,P51,41465,41465,0,31781,31267,0,0,0,MOSHE TAHLER,0,,100.0,98.4 383896287,FREEDOM PAYEE SERVICE,2018-12-31,2019,Independence,KS,P51,16632,0,16632,16544,16544,0,0,15712,,0,,0.0,100.0 821225311,TURNING POINT ENDOWMENT,2018-06-30,2019,Indianapolis,IN,P51,14858,0,0,4033,,0,0,0,WILLIAM MONTGOMERY,0,,0.0, 562599610,COVENANT FINANCIAL MINISTRIES INC,2018-06-30,2019,Statesboro,GA,P51,1600,1600,0,1107,1077,0,0,0,STEPHEN H HAMMOND,0,,100.0,97.3 943228083,HS DENT FOUNDATION,2018-12-31,2019,Frisco,TX,P51,492,0,644,1966,486,0,0,0,HARRY S DENT,0,5,0.0,24.7