ein,name,tax_period,posting_year,city,state,ntee_code,total_revenue,contributions,program_revenue,total_expenses,program_expenses,fundraising_expenses,salaries_total,highest_paid,highest_paid_name,employees,volunteers,donation_share_pct,program_ratio_pct 530132493,NATIONAL FOUNDATION FOR CREDIT,2019-12-31,2020,Washington,DC,P51,9771544,6452638,3298171,8346975,6380706,277671,2887726,519699,REBECCA STEELE,0,14,66.0,76.4 562106758,CONSUMER EDUCATION SERVICES INC,2019-06-30,2020,Raleigh,NC,P51,8370602,1794060,5263874,8830612,7367628,0,4526481,239872,MICHAEL CROXSON,101,33,21.4,83.4 860593598,TAKE CHARGE AMERICA INC,2019-06-30,2020,Phoenix,AZ,P51,8082536,3152513,4594961,8559660,7709865,0,4677248,217509,DAVID H RICHARDSON,86,8,39.0,90.1 364060853,Family Credit Counseling Service,2019-12-31,2020,Chicago,IL,P51,6648563,472392,5997528,5976072,4748509,67862,3050956,332519,Michael McAuliffe MS,64,0,7.1,79.5 911163554,NORTH SEATTLE COMMUNITY COLLEGE,2019-06-30,2020,Seattle,WA,P51,5080901,1704835,3254757,4576741,4121061,0,2450532,161716,CINDY SEREMEK,46,2,33.6,90.0 462252476,SOUTHWEST ECONOMIC SOLUTIONS INC,2019-09-30,2021,Detroit,MI,P51,4803129,4742360,60649,5004319,4098504,0,2002753,0,LUIS GARCIA,54,10,98.7,81.9 416045574,FAMILYMEANS,2019-12-31,2020,Stillwater,MN,P51,4557588,2358891,2411376,4733163,4074663,303433,2976846,144701,ARBA-DELLA BECK,66,240,51.8,86.1 223569885,CONSUMER CREDIT AND BUDGET,2019-12-31,2020,Marmora,NJ,P51,4211595,508593,3702955,4282652,4057785,0,986625,115764,RUSSELL E GRAVES,28,0,12.1,94.7 820491267,DEBT REDUCTION SERVICES INC,2019-12-31,2020,Boise,ID,P51,3919311,314162,3605149,3900833,3357505,0,2384476,307610,JOSEPH T CESTARO,61,0,8.0,86.1 311483386,Credit Card Management Services Inc,2019-12-31,2020,West Palm Beach,FL,P51,3653894,477791,2993805,3396535,3226508,0,1983046,175556,Mr Paul Donohue Jr,58,6,13.1,95.0 135562239,HEBREW FREE LOAN SOCIETY INC,2019-06-30,2020,New York,NY,P51,3471001,2419732,0,2111657,1565894,278094,1453557,193286,DAVID ROSENN,15,1,69.7,74.2 160972260,Consumer Credit Counseling Service,2019-12-31,2020,Rochester,NY,P51,3220210,686334,2344091,3081680,2715478,0,1820774,123530,Jason Tracy,42,14,21.3,88.1 382111435,NATIONAL ASSOCIATION OF INVESTORS,2019-09-30,2020,Troy,MI,P51,2703637,2421,1706140,2728352,2276367,0,1519011,173275,KATHLEEN ZARACKI,21,642,0.1,83.4 202870155,Debt Education and Certification Foundation,2019-12-31,2020,Benbrook,TX,P51,2405839,0,2379816,2573391,1632829,0,1761918,173977,DOUG TONNE,23,4,0.0,63.5 260678503,ABACUS CREDIT COUNSELING,2019-12-31,2020,Encino,CA,P51,2353501,0,2147855,2105889,1385535,0,1439276,236398,LAURA AHART,38,,0.0,65.8 271821066,START SMALL THINK BIG INC,2019-12-31,2020,New York,NY,P51,2264865,2244771,0,1230853,1088524,76265,979785,94801,Jennifer DaSilva,19,1311,99.1,88.4 650923483,DEBT MANAGEMENT CREDIT COUNSELING CORP,2019-12-31,2020,Plantation,FL,P51,2252143,264927,1952591,2190449,1945740,0,1387237,161665,PHIL HEINEMANN,25,4,11.8,88.8 251201741,ADVANTAGE CREDIT COUNSELING,2019-12-31,2020,Pittsburgh,PA,P51,2193108,1454669,728026,2690181,2008158,9196,1794609,140000,GARY J VOLLMER,32,,66.3,74.6 814607977,CASH CAMPAIGN OF MARYLAND INC,2019-06-30,2020,Baltimore,MD,P51,1861942,1625270,217781,2097002,1880343,6585,1243658,100331,ROBIN MCKINNEY,49,0,87.3,89.7 460358693,BLACK HILLS CHILDREN'S RANCH INC,2019-12-31,2020,Rapid City,SD,P51,1756675,0,1746994,1765115,1582674,0,810194,110000,LACA OSSENFORT,33,,0.0,89.7 160909583,CONSUMER CREDIT COUNSELING SERVICE,2019-12-31,2020,West Seneca,NY,P51,1704474,317966,1374512,1602659,1427659,0,1030426,176696,PAUL ATKINSON,19,18,18.7,89.1 134011201,SAFEGUARD CREDIT COUNSELING,2019-12-31,2020,Northport,NY,P51,1505220,856060,649160,1474027,1433146,0,984759,200000,MICHAEL J SMITH,11,,56.9,97.2 421301505,CONSUMER CREDIT OF DES MOINES,2019-12-31,2020,Des Moines,IA,P51,1495727,181247,1292692,1429458,999821,0,908346,157070,THOMAS COATES,19,0,12.1,69.9 200152720,INCHARGE EDUCATION FOUNDATION INC,2019-12-31,2020,Orlando,FL,P51,1484488,447252,848834,832086,699182,0,592783,20358,ETTA W MONEY,7,2,30.1,84.0 470863848,ALMA FINANCIAL ASSISTANCE CORP,2019-06-30,2020,Deerfield Bch,FL,P51,1421871,0,1421871,1473462,1293759,0,952620,170415,ALBERTO LARREA,20,0,0.0,87.8 593548266,CONSUMER DEBT COUNSELORS INC,2019-09-30,2020,Winter Park,FL,P51,1388888,52376,1336512,1358527,1244112,0,860847,0,GEORGE JANAS CLU CHFC FICF,23,0,3.8,91.6 203413292,ALLEN CREDIT AND DEBT COUNSELING,2019-06-30,2020,Wolsey,SD,P51,1344910,0,1343218,1322071,1160730,0,830198,186680,GLENN JUNGEMANN,28,,0.0,87.8 204203798,REAL ESTATE EDUCATION AND COMMUNITY HOUSING INC,2019-12-31,2020,Tampa,FL,P51,1307583,8482,1299101,1292205,943276,0,760911,216917,Patricia Tracey,11,,0.6,73.0 311353001,A DEBT COACH CREDIT COUNSELING,2019-12-31,2020,Florence,KY,P51,1181587,0,1181587,1179454,1077511,0,302756,54000,LOUIS WILLIAMS,1,,0.0,91.4 470751100,CREDIT ADVISORS FOUNDATION,2019-12-31,2020,Omaha,NE,P51,1133585,410680,644717,1156341,1140522,0,587112,157000,ELEANOR HOHMAN,15,,36.2,98.6 522113016,MARYLAND CAPITAL ENTERPRISES INC,2019-09-30,2020,Salisbury,MD,P51,1069001,628446,47774,962028,841295,0,407234,60385,MAURICE AMES,9,0,58.8,87.5 383844292,AMERICAN FINANCIAL EDUCATION ALLIAN,2019-12-31,2020,Matthews,NC,P51,1058191,652235,16410,947598,506589,0,507873,89025,JAMES MCCLANAHAN,19,19,61.6,53.5 453064996,COMMUNITY ENTERPRISE,2019-09-30,2020,Aurora,CO,P51,1027209,890455,131777,875277,734415,36477,501449,94215,ALEXANDRIA WISE,11,10,86.7,83.9 270574596,TRUE TO LIFE MINISTRIES INC,2019-12-31,2020,Lake Jackson,TX,P51,921907,580218,295700,1025136,628738,121458,770562,56198,LESLIE CARTER,63,205,62.9,61.3 261410513,GROW BROOKLYN INC,2019-09-30,2020,Brooklyn,NY,P51,867741,859360,8131,847856,621237,17816,673560,0,PATRICIA BAYLEY,58,100,99.0,73.3 562591517,SAGE FINANCIAL SOLUTIONS INC,2019-12-31,2021,Pinole,CA,P51,858454,694066,164383,672541,646801,0,191500,191500,SAUNDRA D DAVIS,0,,80.9,96.2 421078435,CENTER FOR SIOUXLAND,2019-12-31,2020,Sioux City,IA,P51,792498,529140,215835,831341,730903,0,552568,57377,JONETTE SPURLOCK,17,58,66.8,87.9 391700758,THE ADVOCACY PROGRAMS OF FAMILY SERVICE,2019-12-31,2020,Sheboygan,WI,P51,746328,0,721456,847039,454396,0,692965,67379,WAYNE GRIESBACH,17,0,0.0,53.6 363185383,CONSUMER CREDIT COUNSELING SERVICE OF,2019-12-31,2020,Woodstock,IL,P51,735163,627355,103131,792095,677820,22615,553756,51978,ROBERT GATTONE,21,0,85.3,85.6 237364664,RUSHMORE CONSUMER CREDIT RESOURCE CENTER,2019-12-31,2020,Rapid City,SD,P51,672497,375625,150581,614982,485268,4318,396702,67804,BONNIE SPAIN,7,13,55.9,78.9 390808501,FAMILY SERVICE ASSOCIATION,2019-12-31,2020,Sheboygan,WI,P51,634176,165368,413466,679548,390607,5229,490662,28877,WAYNE GRIESBACH,16,0,26.1,57.5 232754268,CREDIT COUNSELING CENTER,2019-12-31,2020,Richboro,PA,P51,615512,459442,152586,492650,395951,10099,397533,107321,JOAN READING,9,11,74.6,80.4 930585893,CONSUMER CREDIT COUNSELING SERVICE OF,2019-12-31,2020,Medford,OR,P51,560220,439167,116319,503469,351056,116534,341440,81667,BILL IHLE,7,5,78.4,69.7 800362127,ProsperityME,2019-12-31,2020,Portland,ME,P51,540319,427606,103050,531391,311678,111660,361975,83040,CLAUDE RWAGANJE,7,46,79.1,58.7 203530960,Financial Beginnings,2019-06-30,2020,Portland,OR,P51,506570,285170,220280,582659,413926,92984,453361,122709,MELODY BELL,5,,56.3,71.0 113603198,AMERICAN DEBT RESOURCES INC,2019-12-31,2020,East Northport,NY,P51,490621,364184,126325,471582,211498,0,339114,112640,CHRISTIAN MORIARTY,7,,74.2,44.8 232708823,AMERICAN CREDIT COUNSELING INSTITUTE INC,2019-12-31,2020,Andreas,PA,P51,483604,483604,0,426531,426531,0,318374,83280,ROBERT EWING,6,3,100.0,100.0 273210708,GOLDEN CARE SERVICES INC,2019-10-31,2020,De Pere,WI,P51,424368,0,425334,411986,343582,0,294529,72803,RUTH HOLMES-ZYCH,6,0,0.0,83.4 270935978,BILL PAYMENT SUPPORT SERVICES,2019-12-31,2020,Andover,MN,P51,396848,0,396732,368523,259824,0,266125,0,SALLY BABCOCK,5,,0.0,70.5 810586688,SHINA Inc,2019-12-31,2020,Lanham,MD,P51,396848,396848,0,400291,320217,0,0,0,Jessica Kamala-Mushala,0,,100.0,80.0 320160948,THE IVY CENTER OF HUNTSVILLE MADISON COUN FD INC,2019-12-31,2020,Huntsville,AL,P51,384639,383488,0,54403,52455,0,0,0,MS LETTYE BOYD,0,100,99.7,96.4 824081482,Leading for Kids,2019-12-31,2020,Redwood City,CA,P51,352295,351000,0,670454,580545,27399,465052,450000,David Alexander,1,3,99.6,86.6 770403414,American Representative Payee Services Inc,2019-06-30,2020,Fresno,CA,P51,338901,0,338901,336148,336148,0,180625,90000,John Prestridge,6,4,0.0,100.0 842298062,3RD DECADE INC,2019-12-31,2020,Tucson,AZ,P51,334423,334406,0,80,,0,0,0,JEFF LOCKE,0,7,100.0, 650401491,CONSOLIDATED CREDIT COUNSELING,2019-06-30,2020,Plantation,FL,P51,319926,30884,288740,328733,291424,0,0,0,MELANIE DERNIS,0,0,9.7,88.7 870798977,Homeownership Council of America,2019-12-31,2020,Washington,DC,P51,291815,291815,0,292825,215969,0,197714,95000,Gabriel Gomez del Rio III,5,,100.0,73.8 362527543,STREATOR AREA UNITED WAY INC,2019-12-31,2020,Streator,IL,P51,290740,284889,0,278539,205335,0,44051,33260,MARGARET HOGAN,2,,98.0,73.7 223226765,ASSOCIATION OF INDEPENDENT CONSUMER,2019-12-31,2020,Boca Raton,FL,P51,286103,24112,261945,206883,153330,0,119499,105200,LORI POLLACK,1,9,8.4,74.1 272044991,Spottswood Community Development Corporation Inc,2019-12-31,2020,New Orleans,LA,P51,236315,215286,21029,204375,204375,0,33224,0,James Fulton,2,0,91.1,100.0 812944362,THE CARES PROJECT INC,2019-12-31,2020,Winston Salem,NC,P51,213683,209910,3773,173215,125245,803,136358,49865,SCOTT MCLAUGHLIN,3,19,98.2,72.3 204797670,AREA PAYEE SERVICES INC,2019-12-31,2020,Cedar Rapids,IA,P51,206167,0,205530,194636,194636,0,5687,0,DONALD MORIARTY,0,4,0.0,100.0 202843303,CENTER FOR FINANCIAL EMPOWERMENT,2019-12-31,2020,Irwindale,CA,P51,205094,201329,0,324503,324503,0,25427,0,REBECCA ALLIE,0,,98.2,100.0 300001456,THE MASSACHUSETTS 911 FUND INC,2019-12-31,2020,Boston,MA,P51,191901,179218,0,122698,98696,0,0,0,MARGARET HATCH,0,5,93.4,80.4 760707546,INSTITUTE FOR FINANCIAL,2019-12-31,2020,Portland,ME,P51,191125,5025,185491,174702,161832,3811,76214,49161,RACHEL GORDON,2,,2.6,92.6 260879978,Genesis Housing Services,2019-09-30,2020,Higley,AZ,P51,188499,0,187545,139879,121087,0,96292,60000,Tim Hensley,2,,0.0,86.6 521755086,MAKING CHANGE INC,2019-06-30,2020,Columbia,MD,P51,178703,173096,0,198397,136311,13464,141071,43324,MICHAEL LEE,7,0,96.9,68.7 275464424,MARION MATTERS INC,2019-12-31,2020,Marion,OH,P51,168485,158419,0,217053,212505,0,86616,41500,HEIDI JONES,4,,94.0,97.9 742901771,TRUSTEES EDUCATION NETWORK INC,2019-09-30,2020,Columbia,SC,P51,159517,0,158473,155453,115876,0,0,0,FRANK PEES,0,0,0.0,74.5 562430072,THEATRE IN THE PARK INC,2019-12-31,2020,Petersburg,IL,P51,154028,138456,1615,148409,138386,1124,50295,13333,KARI CATTON,17,,89.9,93.2 454039863,BLUE FEDERAL CREDIT UNION,2019-12-31,2020,Cheyenne,WY,P51,151827,152659,0,82400,82400,0,0,0,BRUCE BRADY,0,0,100.5,100.0 141983822,WARREN AME VISION EMPOWERMENT,2019-12-31,2020,Toledo,OH,P51,145519,39001,50663,173299,2088,0,41882,0,OTIS GORDON,0,,26.8,1.2 753070026,INCREASING HOPE,2019-12-31,2020,N Charleston,SC,P51,130072,90195,39376,161881,106842,14566,82624,30600,DOROTHEA BERNIQUE,4,7,69.3,66.0 202012787,DBSM INC,2019-12-31,2020,Porter Ranch,CA,P51,10992,0,10992,10184,10184,0,0,0,DANETTE BANYAI,0,,0.0,100.0 562599610,COVENANT FINANCIAL MINISTRIES INC,2019-06-30,2020,Statesboro,GA,P51,0,0,0,562,499,0,0,0,STEPHEN H HAMMOND,0,,,88.8 263311131,CONSUMER ALLIANCE OF VIRGINIA,2019-12-31,2020,Richmond,VA,P51,0,0,0,25,,0,0,0,ANN RASMUSSEN,0,0,, 842858521,SIDEINCAN INC,2019-12-31,2020,Elmont,NY,P51,0,0,0,0,,0,0,0,ROSE MAI PIERRE LOUIS,0,,, 812556451,TAX HELP CENTER OF AMERICA,2019-12-31,2021,Fresno,CA,P51,0,0,0,0,25,0,0,0,MARSHAWN GOVAN,0,2,,